Buying a home is expensive. I know this and you know this, but sometimes it’s easy to forget just how expensive.

By Megan Johnson | November 3, 2021

“No one expects buying a home to be cheap, but when you’re about to put the bulk of your savings on the line, every little cost can feel like an added insult,” says Kate Ziegler, a Realtor with Arborview Realty in Boston and with Coldwell Banker Lifestyles in New London, New Hampshire.

That’s why experts recommend asking for a rundown early in the game. “Ask your lender for cost estimates early and often. Many of the added charges that go into closing costs will be related to lending, and will vary by lender, loan product, and location,” Ziegler adds. You can do this as early as during the pre-approval process, but be aware that there may be added variables that will change the estimates.

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